Citi Platinum Enrich Mastercard Canada features

Citi Platinum Enrich Mastercard
*need to make $35,000 a year to get it or have a $5000 credit card limit already through Citibank*

Features:

- no annual fee

- ZERO LIABILITY: "should your card fall into the wrong hands, you won't be held responsible for unauthorized purchases made in store, over the phone, or on the web. Feel safer now? That's the idea."

- extra security: free photocard (your photo and signature are digitally imprinted on the front of the card; this is a free service)

- free supplementary card(s) (by the way, supplementary card numbers are exactly the same as the number for the primary cardholder's Mastercard; I think Citibank is the only company I know of that does it like this, and I personally think it's nuts)

- 1% cash back from the first dollar you spend (in other words--there's no minimum you have to spend first) up to a max of $500 cash back (or $50,000 spent on your card per year).

- price protection for 60 days (if you find the exact same item advertised for cheaper elsewhere, you'll get the difference back) up to $100 difference per item (and up to a max of $500 per year). Computer hardware and software, food, cars, and pets are excluded from price protection (and you can only submit up to 3 duplicate items at once, I think; for example, if you purchase 5 duplicate shirts, you can only claim 3 for price protection on the same insurance form). You have to submit an insurance claim form each time


- (notice it's $500,000) travel accident and baggage delay insurance: "You receive up to $500,000 Common Carrier Travel Accident Insurance coverage whenever you travel by plane, train, bus, or boat--at no extra cost--when you purchase your tickets in full on Citi Enrich Platinum Mastercard. You're covered for up to a maximum of $500,000 for losses resulting from injuries while traveling." If your baggage is delayed for more than 24hrs Chubb Insurance Company of Canada will reimburse the cardholder up to $300 ($100 per day your baggage is delayed for up to 3 days).


- Car Rental Collision/Loss damage waiver : "When you charge the full cost of the car rental to your Citi Bank Enrich Platinum Mastercard, you'll be insured up to the actual cash value of the car if it is damaged or stolen."
This usually saves anywhere from $10-$20 on car rentals, since you don't
have to pay extra for insurance.

- Insurance from loss, damage, or theft on items purchased for up to 90 days

- Extended Warranty (doubles manufacturer's warranty for up to a full year)